With COVID taking its toll, mortgage lenders are getting more cautious and 5% mortgages have mostly disappeared. If you ‘only’ have a 5% deposit, don’t dismay: if you would consider buying a new build, the government Help to Buy Equity loan scheme can prop you up!
Is your solicitor not doing their job properly? The Legal Ombudsman might help you out.
Stumbled across a grade II listed building? Here are some basics of what that means for you.
Not getting your rental deposit back from your landlord? Before taking up the deposit scheme arbitration route, consider court action. Here is why.
On 8th July, the government brought in a temporary stamp duty holiday. Check how this affects your costs and what the rules are.
With the Help to Buy ISA discontinued, let’s take a look at the options for First Time Buyers.
I’m new to the whole house buying thing and wasn’t sure where to start. The book helpfully starts with the basics when you have nothing (like me) and then becomes more advanced once you get the ball rolling – so I’m gradually reading through the chapters that are relevant to where I am in the moment. It’s full of useful tips and – best of all – practical examples and calculations, way more than your standard guide off the web. I realised that before this book I used to have a very basic understanding on some matters, such as what to take into account when saving for a deposit (more nuanced than I thought). Long story short, I took the first steps to owning my own place someday after reading!
Whilst currently saving for a Mortgage deposit, I looked for a book that could help me out, give me advice and explain everything involved as I realised I wasn’t that knowledgeable about where to go and what to do when I reach my deposit goal!! This book if full of helpful tips and advice. It’s a lot of information to take in, so I have read parts several times, making notes and highlighting parts as I go along! Would highly recommend to anyone looking to buy and wanting more advice!!
This is the first book that I have found that offers a clear and concise explanation of how to buy your first property. Although much of this information is readily available on the internet, it is more often than not scattered across several different articles and easy to miss; I’m grateful to have all the information in one place! I thought I was in a good position and understood the process before I bought this, but I feel significantly more prepared having read this book. I can’t wait to put my new found knowledge to the test and buy my first home!
This really is one amazing book. Very well researched and well written. Very clear guide to buying a house in England. Highly recommended to first time buyers and those moving house. I especially like the links to online resources such as a map of noise in England and land registry. Clear estimated costs of things like solicitors/conveyancing are discussed too.
Very highly recommended.
This is a fantastic book. It provides a very thoughtful and thorough guide for those who are in the process of buying a house or for those thinking about it.
The authors take a very friendly and exhaustive approach to explain everything you need to know before becoming a homeowner, from the moment you start to think about up until you actually move into your new house.
I particularly liked the tools found in the book to help you plan your finances and to keep track of the conveyance process.
Highly recommended to help you navigate this very difficult process!
Fantastic book. Incredibly detailed and a must have for anyone looking at buying a house. Particularly liked the illustrations by Ben Jones
This is an ideal book for first-time home buyers who envisage to buy a property in the UK. It is well-written, well-structured, comprehensive and covers all aspects of the using process. I can highly recommend this book.
If you’ve never moved house before, it’s a minefield: there is SO MUCH to take in and understand. This book does a great job of making things much clearer. Thank you!
This book in insanely helpful. It helps anyone to navigate the entire process of buying a house, and is especially useful for people, like me, who are buying for the first time.
Copyright © 2020 Sandra Starke
Illustrations by Ben Jones (Pen Jones Cartoons): https://penjones.co.uk/
